While walking the dog this morning it was much cooler than I've noticed before now.  Fall is definitely on its way as things to begin to cool off.  And speaking of cooling off, since the bailout is obviously on people's minds, some would be buyers seem to be  ignoring this great buyer's market.  I want to reassure folks that money is available to purchase a home here in Texas.  And, there are lots of great loan programs from several lenders that I'm working with that will get people into a home - but one that you can afford of course!  With home prices becoming ever more reasonable, and interest rates still at all time lows, its still a great time to buy! First time home buyers are especially fortunate with the new tax incentives that are out there for them.  Give us a call or email us and we will refer you with an honest and reliable mortgage lender, and work with you in your search to find that perfect home.  This is not the time to be shy or fearful about what is happening in the economy.  If you're able, it is a time to take advantage of the opportunity out there waiting for you!  Don't wait until the economy comes back full swing and we return to a seller's market when sellers are less willing to negotiate and when demand exceeds supply.  Buyers, it really is your day!

By Bernie Christian